Financial Tools and Resources | Simone's Solutions

Everything you need to start building your system.

Free resources, workbooks and the book all built for variable income earners.

Start here completely free.

The Payday One-Pager

The one-page system for every payday.

Download Free

Survival Number Worksheet

Discover the minimum income you truly need.

Download Free

Debt Payoff Worksheet

Get clarity on debts and begin the payoff countdown.

Download Free

Go deeper with our workbooks.

STABLE Debt Countdown Tracker™ | Debt Payoff Spreadsheet (Snowball & Avalanche Methods)

This is not a motivational worksheet. It is a structured debt visibility tool.

£17
Buy Now

Stop Living Paycheck to Paycheck | Budget Planner & Debt Tracker Spreadsheet (5-Year Reset System)

The STABLE Paycheck Reset System™ is a structured, 5-year financial planning spreadsheet designed to help you stop restarting every month and start building real consistency.

£39
Buy Now
Book cover: You Survived the Christmas Rush. Now Survive January. By Simone Graham.

You Survived the Christmas Rush. Now Survive January.

The first financial education book written specifically for hospitality and variable income workers. A practical, warm, no-jargon guide to building stability when your income never stays the same.

The Payday Simulation™

A 90-minute hands-on financial wellbeing workshop for teams with variable pay. Practical, memorable, and built for the reality of hospitality, retail and gig work.

Build a stable team.

Financial wellbeing designed for teams with variable pay, tips, commission, and seasonal income.

Book your free 30-minute STABLE Reset Clarity Call.

Walk away knowing your Survival Number, your first buffer action, and whether the STABLE system is right for you. Free. No obligation.